Providing independence and freedom, mobility scooters are essential to many people with mobility limitations for maintaining their quality of life. Whether it’s for a quick trip to the shop or to go and visit friends, a mobility scooter can make it so much easier to get around.
However, even though their speed is relatively low compared to that of a car or bike, there are still a lot of hazards to consider and many mobility scooter owners don’t even realise the potentials risks and therefore benefits of taking out a comprehensive mobility scooter insurance policy.
One of the obvious risks is theft. Your mobility scooter probably cost you many hundreds of pounds, possibly thousands. Should the worst happen and it was stolen, the relatively low premium for your mobility scooter insurance policy will give you peace of mind that you’ll be out and about again in no time.
Third party liability is also a consideration. If you were to have an accident whilst out and about on your mobility scooter, you certainly wouldn’t want to be liable for any damage or injury to a third party or their property.
Breakdown is something to think about too. Should something mechanically go wrong or even something as simple as a puncture, some polices offer a 24 hour a day, 365 day a year recovery service. They may even cover your taxi costs to get you home quickly too.
There are plenty of levels of cover to choose from so you can make sure you’ve got the right level of cover for your needs.
Mobility scooter insurance is a low cost and great way to ensure peace of mind when you’re out and about!
As with any insurance product, always read the policy wording carefully before you buy to make sure it suits your needs and so that you know exactly is and isn’t covered and what you’d have to do in the event that you did need to make a claim under that policy.
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