Bolt Driver Insurance

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Bolt driver in car with app on phone
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cheaper insurance for Bolt Drivers made easy

Bolt driver in traffic. App is running on phone.Do you need taxi insurance?

As a Bolt driver – or any taxi driver, for that matter – it’s imperative that you have the right taxi insurance to cover any expense.

You may wonder to yourself, ‘do I need Bolt taxi insurance?’

The answer to that question is yes, categorically.

Whoever you are in the car-sharing industry, standard car insurance won’t cover you and all the inevitable eventualities of the trade.

But if you invest in Bolt taxi insurance, it can cover third-party insurance, be comprehensive cover, offer public liability insurance, and more. This may seem expensive and excessive – but it doesn’t need to be.

As taxi insurance is a legal requirement in the UK, here’s how you can get taxi insurance cheap.

How much does Bolt insurance cost?

Taxi insurance in the UK tends to be more expensive than regular car insurance due to the amount of coverage public drivers need.

To get the cheapest Bolt insurance in the UK, compare your car insurance through our partners’ websites. We’ve been able to save people hundreds of pounds for a little bit of their time.

One way you can ensure that your Bolt car insurance cost stays low is by having a clean driving history – this means no accidents, no tickets, and no speeding (to name a few).

If you do have any of the above on your driving licence, then this may mean that the cost of your insurance could be several thousand pounds.

Ultimately, when applying for your taxi insurance, you need to be honest, open, and clear about your driving licence and personal records – including any criminal records or medical conditions.

Although having a clean criminal record and no medical condition may bring your insurance down, if you lie about these on your insurance then that invalidates your cover, and by default, you become an illegal driver.

Which insurance is best for Bolt drivers?

In some countries, Bolt provides limited insurance cover for both the rider and driver for personal effects, medical issues, bodily injury and death. That doesn’t appear to be the case for Bolt in the UK though.

You’ll need Hire & Reward cover as well as your usual third-party or fully comprehensive car insurance. Additionally, look at what cover is included for personal and public liability. You may want a policy add-on or look at separate cover for this.

Where in the UK does Bolt operate?

Bolt began in 2013 as an answer to the overpriced street taxis that drive around cities. Since then, Bolt has managed to find success in these major cities around the UK:

  • London
  • Manchester
  • Glasgow
  • Bristol
  • Edinburgh
  • Birmingham

But with the right movements in the next few years, there’s no reason as to why they won’t expand into other regions of the UK – and maybe even globally, too.

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Get a range of competitive taxi insurance quotes from specialist UK insurers using Quotezone’s quick and simple form.