What Insurance Do Delivery Drivers Need?

Delivery drivers need a specialist insurance add-on as your own personal car insurance policy isn’t enough to cover you as a delivery driver or courier.

Most polices will only cover “social, domestic & pleasure including commuting” but don’t cover you for business use.

Whether you’re delivering pizzas or parcels, as a self-employed delivery driver you’ll either need a “hire and reward” extension to your existing policy, or a specialist policy covering that use of the vehicle. The latter may well work out cheaper so it’s worth getting a few quotes.

Cheaper Self Employed Courier Insurance Cover

As a self-employed courier, your van, car or bike is your business and, if you don’t have the right insurance policy, you risk your vehicle being seized by the Police and you may find you’re not covered in the event of a claim.

Our partners work with some of the leading specialist courier insurance companies to find you some great quotes at realistic prices. Simply fill in your details on their one-page form and our partners will do all the leg work for you, helping you save you money on your courier Insurance costs.

As a courier, insurance for your van, car or bike can be more expensive compared to standard insurance policies. Apart from fuel and the cost of your vehicle, your insurance policy is likely to be one of your biggest business costs and getting a good deal is therefore one of the first steps to making your courier business profitable. The reason courier insurance is higher is because couriers are a higher risk. As you know your job involves spending a lot of time on the road covering a lot of miles in sometimes difficult and challenging driving conditions, sometimes in risky areas. The best advice is shop around for the right cover at the right price.

You can’t afford to be without insurance!

Goods in Transit Cover

You are responsible for the goods that you carry. Including goods in transit insurance as part of your policy will insure you against any kind of loss or damage that could happen while transporting goods. As every courier carries deferent kind of goods you really need to speak to someone about this. Our partners have trained advisors who are courier specialists and know all the right questions to ask to get you covered.

Who Could You Work For?

A self-employed courier or delivery driver might work for a number of different companies delivering a variety of goods, parcels and packets.

Parcel Deliveries

• Amazon Flex – A new parcel delivery service for Amazon. Pick your own flexible working hours, be your own boss and earn £12-£15 per hour. Available delivery blocks vary in length from as little as one hour up to four hours.
• Amazon Logistics
• Hermes
• Yodel
• DPD
• DHL
• Parcelforce
• TNT
• DX
• CitySprint

Food and Fast Food Deliveries

• UberEats – Food delivery service from the people behind ride sharing app Uber
• Deliveroo
• Fast food and takeaway – Whether it’s pizza, curry, chinese or something else, you’ll need to make sure you have the right insurance policy for your vehicle.