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Compare motor trade insurance from UK specialists
Motor Trade Insurance is required by anyone that works in the motor trade. Motor trade insurance can cover some or all aspects of a trader’s insurance requirement for vehicle sales, servicing, motor mechanics, car valeters, car delivery, breakdown services, car traders and more.
As a Motor Trader you need your own trade insurance to drive retail stock and your customers’ vehicles. A motor trade insurance policy is different from a standard car insurance policy and covers a lot more. A motor trader insurance policy is not just linked to the vehicle specified on the policy but can cover you to drive your customers’ cars for road tests, delivery, diagnosing mechanical problems and for accidents arising while the vehicle is in your care.
As every motor trader has different requirements, you can customise your motor trade policy to your specific needs. A motor trader’s insurance policy can include road risk cover, public liability cover, cover for your premises and asset cover, or a combined policy for all.
The best advice in searching for motor trade insurance, is as always is to get as many quotes as possible as prices do vary.
We’ve selected some great motor trade insurance partners so all you need to do is fill out one form and can then compare quotes from their select panel of insurers.
Motor Trade Risk Insurance
Motor trade risk insurance is an insurance policy that covers vehicles in a motor trader’s care, custody or control for legally driving on UK roads and damage against third party vehicles; this can be extended to fully comprehensive cover.
Once a customer leaves their car with a motor trader, that is the point you need motor trader’s insurance and your own motor trade insurance should then cover the car for use on UK roads. Insurance provides cover for businesses that have a customer’s vehicle under their care, custody or control, plus those involved in vehicle sales
As with most car insurance products there are three types of cover for motor trade risk insurance that meet the legal requirements for driving cars on UK roads. Third party motor trade risk insurance will cover damage to other vehicles not the driver or trader but this can be increased through to fully comprehensive motor trade risk insurance which covers damage to the customer vehicle and driver.