Tesco Temporary Car Insurance
You are possibly here because you’ve been unable to find any results for “Tesco temporary car insurance”! Tesco are happy to be mainstream insurers providing straightforward “regular” policies to the mass market, so they don’t offer temporary cover or short-term car policies.
However, at GBQuotes, we use our expertise and connections to help our customers find the insurance cover they need, whether it’s a routine policy or something a bit less ordinary – including temporary or short term car insurance.
These companies DO offer temporary car insurance
Our partners at Tempcover are specialists in providing temporary or short cover policies for cars, vans and motorcycles.
Affordable temporary insurance in just 90 seconds – cover from 1 hour up to 28 days.
Insure Daily offers quick and affordable temporary car insurance – cover from 1 to 28 days.
Launched in 2006, Tempcover is one of the UK’s leading temporary insurance providers. They work with a panel of experienced providers of niche policies to arrange the cover you need. Cover can be arranged online for periods as short as 1 hour up to 28 days.
To be eligible for a Tempcover policy you must be between 17 and 78 years of age, with a UK, EU or International driving licence or a UK provisional licence. You must have no more than 7 points on your licence and no disqualifications in the past 2 years. No more than 2 at-fault accidents in the past 3 years. OTHER ELIGIBILITY TERMS AND EXCLUSIONS APPLY AND INFORMATION ABOVE WAS CORRECT AT THE TIME OF WRITING – CHECK THE FULL DETAILS ON THEIR WEBSITE
Tempcover have a Trustpilot rating of 4.6/5 from over 17,000 reviews since 2014. They are winners of numerous industry awards.
Insure Daily are specialists in temporary and short-term car & van insurance. They also have additional cover options, such as excess recovery policies.
To be eligible for a policy with Insure Daily you must be between 19 and 75 years of age, with a full UK driving licence for over 1 year. You must have no disqualifications and no more than 2 accidents in the past 3 years. OTHER ELIGIBILITY TERMS AND EXCLUSIONS APPLY AND INFORMATION ABOVE WAS CORRECT AT THE TIME OF WRITING – CHECK THE FULL DETAILS ON THEIR WEBSITE
Insure Daily have a Trustpilot rating of 4.8/5 from over 13,000 reviews since 2014.
What can I use Temporary Car Insurance for?
In the UK, the law requires that all motor vehicles used on a road must be insured at all times. Usually, the vehicle owner arranges cover with an insurer on an annual basis. As well as details of the vehicle itself, the insurers take into account the details of the driver(s) – age, driving experience, postcode, accidents, convictions, occupation – and the uses to which the vehicle will be put – work, commuting or social, domestic & pleasure.
Most of the time this annual cover is all that is needed, but sometimes situations arise that are not covered. Examples are lending the car to a relative, teaching a friend to drive, or getting a new car home before you’ve arranged full cover. If an unexpected breakdown or accident left you without your car, you could borrow one from a friend or relative and arrange temporary cover without needing to involve their annual policy. It could be a lot cheaper to borrow a car and buy short term insurance than to hire a car and pay for the included cover and additional fees to reduce the policy excess.
Benefits of temporary car insurance
The benefits of temporary car insurance are that the car owner’s annual policy won’t be involved at all. In the past, it could be a hassle organising cover for an additional driver or for different use than provided by the regular policy.
Either the inconvenience put people off lending their car at all, or worse, they didn’t tell their insurance company about it, taking a chance on nothing happening.
Clearly, that’s very risky, bearing in mind that in the event of an accident the policy wouldn’t apply. That would leave them with no cover for damage to the car and possibly other cars, or even facing claims for injuries. Also, without insurance, they’d be open to charges of driving without insurance if the incident was serious enough to draw the attention of the police. That could result in a hefty fine and penalty points on their licence. The fixed penalty is £300 and 6 penalty points, or, if the case goes to court, an unlimited fine and potential disqualification.
Now, with the rise of specialist niche insurers, arranging short term or temporary cover is quick and easy – either online or with a phone call. Cover can be in force within minutes, including documentation sent by email.
With temporary cover in place, if there’s an accident, the owner’s no claim discount won’t be affected. Any claims will be covered by the policy and there’s no risk of charges for driving without insurance.